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The Law and You: July 11, 2013

The Law and You July 11, 2013.
I was a passenger in a boat out on the lake and the guy driving obviously didn't have much experience.  (it wasn't the owner of the boat).  He made a hard turn to avoid somebody else and I got thrown against the side of the boat and busted up my arm.  My insurance isn't covering the medical cost so I want to know if I can sue the guy who was driving?
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